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Payment Protocols: A Contactless Conundrum
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Re: Mobile Payments
  • 1/31/2014 11:58:29 PM
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I may look at that as well, Seth. I would love to hear about what you'd gain from a deeper review as well.

Re: Mobile Payments
  • 1/31/2014 5:31:59 PM
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Thanks Seth for providing the device statistics. I think much of the lead on payment will come from regions such as Kenya and South Africa, where people are increasingly accustomed to phone-spource transactions.  

Re: Mobile Payments
  • 1/31/2014 5:07:30 PM
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One more thought - although Apple has not embraced NFC, how long can it ignore it for the iPhone and remain competitive?  While iPhone has the US major marketshare, it has to compete with Android globally. That's important given that mobile is higher in the tech food chain for some markets - ie consumer havong a mobile phone but no tablet or desktop.

Re: Mobile Payments
  • 1/31/2014 4:56:29 PM
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Michael, because of that stat, I think Android has an advantage. It has a larger market share globally, so with its capability of bluetooth and NFC, there are a number of options available for developers to take advantage of.   

Re: Mobile Payments
  • 1/30/2014 10:58:59 PM
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Thanks for the commentary, Seth! I think the most salient factoid on that list is this one:

Within five years, half of today's smartphone users will be using mobile wallets as their preferred payments method. (Source: Carlisle & Gallagher Consulting Group, 2012)

The whole Bluetooth/NFC conflict comes up specifically for mobile wallets. And as for mobile purchases -- those can take the form of POS, downloads, and Amazon/restaurant/eBay orders, too. The smartphone is just an extension of the PC at this point.

Mobile Payments
  • 1/30/2014 7:50:33 PM
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When I think of all the mobile payment articles I've read, I think of stock brokers calling "Buy now, the market is going up. Buy now, the market is going down." 

I think globally mobile devices have had a large impact with 15% of physical goods purchases are made with a mobile device.  However, I would like to take closer look at that and learn exactly how many of those transactions were at the point of sale in a physical store. 

If anyone is interested, there is a very comprehensive and exhaustive list of mobile device statics here at Mobile Industry Statistics - Digby .  I could copy and paste them, however that would probally make for the longest post in the history of mankind. 



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